Smart payment routing. No cuts. No waiting.
One Platform for Getting Paid —
Smarter, Faster, and in Full.
Accept GCash, Maya, and bank transfers in one place.
We route every payment through the smartest channel — direct to your account, with zero transaction fees.
Connect with 30+ Banks & Payment Channels
Direct bank connections through QR Ph, plus top payment processors like PayMongo. One dashboard to manage all your payment channels.
Major Banks
Digital Wallets
Payment Processors
Powered by QR Ph
QR Ph enables direct bank-to-bank payments with zero fees. For card payments and international transactions, PayTuko routes through processors like PayMongo. All channels unified in one dashboard with automatic reconciliation.
Why Choose PayTuko?
Compare managing multiple payment channels manually versus PayTuko's unified routing platform
How It Works
PayTuko intelligently routes payments through the optimal channel for each transaction.
- •Multiple dashboards to manage
- •Manual routing decisions
- •Pay fees on all transactions
- •Complex reconciliation across channels
- •Limited payment options for customers
- •Separate reporting for each provider
- •One unified dashboard
- •Intelligent auto-routing
- •Pay fees only when necessary
- •Automatic reconciliation
- •Every payment method available
- •Consolidated reporting and analytics
3-Layer Payment Architecture
How PayTuko connects customers to payment channels
Pays via preferred method: GCash, card, bank transfer, cash
Routes to optimal channel, handles reconciliation, provides unified dashboard
Direct banks, PayMongo, Maya Business, GCash, alternative methods
Everything You Need
PayTuko isn't just about zero fees — it's a complete payment routing and management platform
Generate branded QR codes for instant bank payments
Optimized payment experience for mobile users, perfect for table-side and on-the-go payments
Generate BIR-compliant Official Receipts and Sales Invoices automatically
Automatic payment matching across all channels
Integrate with your existing systems seamlessly
Intelligent routing to optimal payment channels
Professional Invoicing Made Simple
From automated recurring bills to flexible payment plans, PayTuko handles all your invoicing needs while keeping every peso in your pocket.
Generate Official Receipts (OR) and Sales Invoices automatically. Stay compliant with Philippine tax regulations while reducing manual paperwork.
Let customers pay via GCash, Maya, QR Ph, or bank transfers. Activate secure, fast transactions with zero processing fees.
Set up recurring invoices for regular clients, ensuring timely payments without manual intervention.
Create multiple payment plans for your customers! Deliver a seamless and convenient payment experience.
Handle bookings, payments, invoicing, and reports using PayTuko's cash flow management tools. Perfect for service businesses.
Unlike traditional processors, your payments arrive instantly in your bank account - no waiting periods or delays.
Perfect for Every Business
Whether you're a solo freelancer or a growing business, PayTuko adapts to your needs
Invoice clients and get paid instantly without losing money to fees
Perfect for:
Collect monthly rent payments with automated reminders and receipts
Perfect for:
Process business-to-business transactions with proper documentation
Perfect for:
Perfect for Instagram and Facebook sellers who want to keep every peso
Perfect for: